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The intersection of racism and transphobia creates disproportionate dangers. Black and Latine transgender women face alarming rates of fatal violence, housing insecurity, and employment discrimination compared to other segments of the LGBTQ+ community.

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Emerging in Harlem during the late 1960s and 1970s, the ballroom community was created by Black and Latine queer people who faced racism within established drag pageants. Led by trans icons like Crystal LaBeija, ballroom evolved into a highly structured subculture where participants "walked" in various categories to compete for trophies. The House System

, both women of colour, were pivotal leaders during the 1969 Stonewall Uprising. Their activism laid the groundwork for the modern Pride movement, highlighting that the fight for LGBTQ+ rights has always been intersectional. LGBTQ+ Culture: Unity in Diversity

Accident, critical illness and hospital indenity insurance provide limited benefits.

Insurance products issued by Principal Life Insurance Company®, a member of the Principal Financial Group®, Des Moines, IA 50392. Managed care vision insurance from Principal® is administered by VSP. VSP is not a member of the Principal Financial Group®.

This is a summary of the benefits vision insurance provides, but there are limitations and exclusions. For cost and coverage details, contact your Principal representative. Exclusive Member Extras discounts and offers are not a part of the insurance contract and may be changed or discontinued at any time. 

The value-added resources provided through ARAG Services, LLC (ARAG®) and Empathy are not a part of any insurance products and plan administrative services provided through Principal Life Insurance Company® or affiliated with any company of the Principal Financial Group®. All resources may be changed or canceled at any time.

The use of resources provided by ARAG Services, LLC and Empathy should not be considered a substitute for consultation with an attorney or advisor. Principal® is not responsible for any loss, injury, claim, liability, or damages related to the use of the ARAG Will & Legal Document Center and Empathy resources.

Please remember that the ARAG legal documents, DIY Docs® are accurate and useful in many situations. Due to possible changes by a state, it is a good idea to periodically review a template used to be sure it is the most current template. Whether or not the document is right for you and your situation depends on your circumstances. If you want specific advice regarding your situation, consult an attorney.

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